Licensed in NJ · FL · GA · NC · PA · RI  |  NMLS# 2533102

Build Your
Legacy.

Expert mortgage brokerage tailored to your life. From first-time homebuyers to seasoned investors — we find the right loan, at the right terms.

Start Application Explore Programs
$200M+
Loans Funded
5★
Google Rating
12
Expert Advisors
Scroll
Licensed in NJ, FL, GA, NC, PA & RI
NMLS# 2533102
5-Star Rated on Google
12 Expert Advisors Nationwide
Equal Housing Opportunity
Professional mortgage consultation with Legacy Mortgage Group advisor in Clifton NJ
$200M+Loans Closed

Our Story

More Than a Mortgage.
A Legacy Built Together.

Legacy Mortgage Group Inc. was formed with a singular hope — that every client entering the home buying or refinancing process feels at ease. We specialize in Home Purchase Loans and Refinances throughout the country.

Our experienced team of mortgage advisors is focused on streamlining the home loan process and alleviating the worries that come with one of life's biggest financial decisions. With access to a broad selection of lenders and investors, we ensure every client receives the best programs and terms to meet their unique needs.

Meet Our Team

What We Offer

Loan Programs
Built for Your Life

01

Conventional Mortgages

The most common type of mortgage — not insured by any government program, offering competitive rates for borrowers with strong credit.

Learn More →
02

FHA Home Loans

Insured by the Federal Housing Administration, allowing borrowers to access low mortgage rates with a minimal down payment requirement.

Learn More →
03

VA Loans

A federally guaranteed home loan requiring no down payment — designed to provide housing and assistance for veterans and their families.

Learn More →
04

Jumbo Loans

Designed for higher property values. Ideal for buyers who can manage larger monthly payments and need financing above conventional limits.

Learn More →
05

Renovation Loans

Borrow the purchase price of a home plus finance money for renovations — all with a single loan and a single closing.

Learn More →
06

Reverse Mortgages

Allow borrowers to tap into the equity of their home to supplement retirement income — with no monthly mortgage payment required.

Learn More →
07

Non-QM Loans

Flexible mortgage solutions for borrowers who don't fit the traditional lending box. If conventional financing hasn't worked for you, Non-QM may be the answer.

Self-Employed

Qualify using bank statements instead of tax returns. Perfect for business owners and 1099 earners whose income doesn't reflect on paper what they actually earn.

Asset Qualification

Leverage your liquid assets to qualify for a mortgage without traditional income documentation. Ideal for retirees or high-net-worth individuals with significant savings.

DSCR Loans

Debt Service Coverage Ratio loans qualify investors based on the rental income of the property — not personal income. Build your portfolio without W-2 limitations.

Explore Non-QM Options →

Simple & Streamlined

How It Works

Four clear steps from first conversation to keys in hand.

01

Contact Us

Reach out to one of our expert loan officers to discuss your needs and begin the process.

02

Consultation

We process your application and arrange a dedicated meeting to walk through your options.

03

Documentation

Prepare and submit your documents for verification — we guide you every step of the way.

04

Close & Move In

Receive your loan approval, finalize closing, and step into your next chapter with confidence.

Happy family in their new home after getting a mortgage through Legacy Mortgage Group

Why Legacy

The Difference
Is in the Detail

Exceptional Service

Our experienced advisors streamline the loan process and alleviate stress at every turn.

Multiple Lenders & Investors

Access to a broad selection of lenders means we always find you the best programs, rates, and terms.

Fast & Responsive

From pre-approval letters to closing — we move at the speed of opportunity so you never miss your dream home.

Nationwide Reach

Licensed in New Jersey, Florida, Georgia, North Carolina, Pennsylvania, and Rhode Island — with the ability to serve clients across the country.

Client Reviews

What Our Clients Say

★★★★★
"Brad goes above and beyond. Every single one of my financing transactions has been smooth, quick, painless, and with the best rate. I have referred friends and family — they have all been very pleased."
FE
FEM
Bradenton, FL
★★★★★
"Brad was the best lender we could have asked for. Anytime we were putting in an offer, he sent a letter right away. There was never a time he wasn't available — over a three-year period."
HS
Hashemisohi
Glen Rock, NJ
★★★★★
"Throughout the entire process, from pre-approval to final closing, Brad was amazing. He researched the best rates, answered all our questions, and streamlined the whole process to make it feel effortless."
JC
Jcheckman430
Lyndhurst, NJ
★★★★★
"Brad truly is the best! He helped us with every aspect of the loan. Whenever we had a question, Brad would get right back to us. I was very impressed with his professionalism. A Rock Star!"
JR
Jamessalrose
Verona, NJ
★★★★★
"The broker helped me through the entire closing process — excellent service. Took the time to explain everything and found me the best interest rate. I recommend 100%."
EO
Ecuaorlando
Paterson, NJ
★★★★★
"Thanks to Brad and his team for all their hard work and diligence with details. It's greatly appreciated. I will definitely utilize these services again for my future transactions."
GT
Garytsip
Hallandale, FL
View all reviews on Google

Got Questions?

Frequently Asked Questions

What is the difference between a mortgage broker and a lender? +

A mortgage broker like Legacy Mortgage Group works with multiple lenders and investors to find you the best loan program and rate. Unlike a direct lender who only offers their own products, we shop the market on your behalf — giving you access to more options and more competitive terms.

What types of mortgage loans does Legacy Mortgage Group offer? +

We offer Conventional Mortgages, FHA Home Loans, VA Loans, Jumbo Loans, Renovation Loans, and Reverse Mortgages. We work with a broad network of lenders and investors to find the right program and terms for your specific situation.

Which states is Legacy Mortgage Group licensed in? +

Legacy Mortgage Group Inc. is licensed by the State of New Jersey Department of Banking & Insurance and is authorized to do business in New Jersey, Florida, Georgia, North Carolina, Pennsylvania, and Rhode Island. NMLS# 2533102.

How do I get started with a mortgage application? +

Getting started is simple. You can apply online, call us at 201-983-2366, or fill out the contact form on this page. One of our mortgage advisors will reach out to discuss your needs and walk you through your options — no pressure, just expert guidance.

How long does the mortgage process take? +

The timeline varies depending on the loan type and your situation, but most purchases close within 30–45 days of application. Our team is known for fast turnaround — we prioritize responsiveness so you never miss an opportunity on the home you want.

Ready to Build
Your Legacy?

Speak with an expert mortgage advisor today. No pressure — just clarity.

Start Your Application

Get in Touch

Let's Talk
Mortgages

Our team is available Monday through Friday, 9am–9pm. Serving clients across New Jersey, Florida, Georgia, North Carolina, Pennsylvania, and Rhode Island.

Phone
201-983-2366
Email
bradh@legacymtg.group
Office
1037 US-46, Suite 101, Clifton, NJ 07013
Mon–Fri: 9:00am – 9:00pm

We typically respond within one business day. Your information is kept private.